LiveHouse basket

Yield Shelter

T-bills and inflation-linked bonds while you wait.

Creator: @prakhar
Fee: 0.5%
Horizon: 1 year
Min buy: $145
Self-buy: House basket, none

SGOV 40%

TLT 25%

TIP 25%

USDC 10%

Trading paused: SGOV, TLT and TIP can't be traded at all on NEAR Intents right now.

New buys of this basket are paused until every asset can be bought and sold again, so nobody ends up holding something they can’t sell. Holders can sell once it returns. Holdings stay safe in each holder’s own account. This notice clears by itself.

Buy

Minimum $145. Pay with any token on any chain.

EVM wallets: use Connect in the top bar.

Min buy $145 · creator fee 0.5% + platform fee on buys · selling is free.

Show monthly-rebalanced line

$1,000 on 2021-11-11 → today

$942

−5.8%

Basket $942SPY $1,717BTC $1,138

Historical, not a forecast. Buy-and-hold from 2021-11-11 at target weights, dividends reinvested net of 30% withholding, no fees.

CAGR 1Y

−1.5%

CAGR 3Y

+2.0%

CAGR 5Y

−1.2%

Worst drop · 5Y

−14%

Volatility · 5Y

Sharpe (rf 0) · 5Y

-0.26

Historical, not a forecast. CAGR shows — when the history is shorter than the window.

Each asset, rebased to 100

Click an asset to highlight it. 100 = its price on 2021-11-11.

Where the return came from · 5Y

SGOV 40%

+5.6%

TLT 25%

−9.5%

TIP 25%

−2.0%

USDC 10%

+0.0%

Each bar is the asset's share of the basket's −5.8% over 5Y, in percentage points of the starting $1,000. They add up to the total. Historical, not a forecast.

Pairs

Move together

TLT and TIP move together0.78

Offset

SGOV and TLT barely move together0.03

Diversification

23%

Mixing cut swings by 23% versus holding each asset on its own.

Show all pairs

MAX

Holdings

SGOV 0-3M T-Bill ETF

40%

0–3 month US T-bills. Close to cash, earns short-term rates.

TLT 20Y+ Treasury ETF

25%

20+ year Treasuries. Gains if rates fall, hurts if they rise.

TIP TIPS Bond ETF

25%

Inflation-protected Treasuries.

USDC USD Coin

10%

Dry powder. Stays as cash in the basket account.

Thesis

Somewhere to park money without leaving the app: short T-bills for yield, inflation-protected bonds for real value, a slice of long bonds in case rates fall, and some USDC cash.

This is not a growth basket, and the history says so. Over five years, $1,000 would have become about $950, because long bonds (TLT) crashed in 2022 when rates rose. T-bills (SGOV) were the steady part.

It earns its place when rates fall or stocks have a bad year, not before.

Risks

Long bonds lose value when interest rates rise; TLT did badly in 2022. Ondo reinvests interest after withholding, which lowers returns. USDC earns nothing here.

Exit signal

I'd move the TLT slice into SGOV if long-term rates start rising again.

Live track record

Since live · 3d

−0.5%

Held

Holders

Net flow · 7d

Live = buy-and-hold index since 2026-11-09 on median reference closes (latest 2026-11-11). Held and holders are read from every basket account on intents.near, refreshed every few minutes.